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Home Loan Needs List

Here is a list of items needed for your home loan purchase, refinance, or pre-approval. These are general guidelines, additional items may be requested upon underwriting.  

  • Most recent 2 years of tax returns, all pages required.
  • Most recent 2 years of W-2's or 1099's
  • Most recent 30 days paycheck stubs.
  • Most  recent 2 months statement for all assests, all pages. (i.e. Checking, savings, stocks, etc.)
  • 2 forms of Identification. (Drivers License and a Credit Card is sufficient)
  • Any real estate owned Mortgage statement, Home Insurance evidence statement and Property Tax statements. (All Pages)
  • All pages of any lease agreement/tenant agreements for any rental property
  • Check for $20.00 made payable to Steve Bhalla for the credit pull for each borrower.  

          Please mail the check to :  

           Excel Realty & Mortgage    

           309 Boeger Place, Bay Point, CA 94565

           Attention Steve Bhalla/Betsy Burfield

 

Thanks and Please feel free to fax or email the above documents.

Steve Bhalla DRE License #01468124, NMLS # 240213                                                        

Phone: 925-250-6075

EFax: 877-880-0661